This is how much money you need to make to feel financially secure

This is how much money you need to make to feel financially secureThis is how much money you need to make to feel financially secureFinancial insecurity is about more than just how you spend your money. Its a set of beliefs, attitudes towards looming issues like retirement, the state of their health, and comparisons to those who are considered financially well-off. YouGov examined this in-depth in a new report, Perceptions of Financial InsecurityThere is a stark divide in the country today between people who consider themselves haves and have-nots. When Americans were asked by YouGov if they considered themselves financially secure, 40% considered themselves secure, and 43% thought of themselves as financially insecure.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreWhen you look at the numbers more closely, one in five (18%) definitely disagree that they feel financially secure.Markers that te nd to make people feel financially secure are no longer having a student loan (45%), owning a home outright (50%), and owning a home, even with a mortgage (44%). Other people said that financial security represented being free of debt, having enough money saved for retirement, and having a steady source of income.The well-off 11%Still, its hard to hit every marker, and only 11% of Americans definitely agree they are financially secure.Of the 11% who definitely agree they are financially secure, 47% earned an income of $60,000 or more, and 60% had money in the stock market. Between the two choices, 65% were either full-time employed or retired.This 11% also took care of their health. Over a third (37%) assessed their personal health as excellent and 44% said that on a scale from 1 to 5, healthy eating ranked a 5.The less-fortunate 18%Its the 18% of Americans that responded to YouGov that they definitely disagreed that they felt financially secure.Twelve percent of this group was unem ployed, and 46% of the groups family income was up to, but not exceeding, $29,999. Nearly half (45%) was very unconfident that they would be able to have enough saved for retirement.When it came to ranking their personal health, they were less confident than the well-off 11%, ranking their personal health at a very low 12%. When it came to how they ranked healthy eating, they deemed it neither important nor unimportant.People who see themselves as financially insecure are less likely to own leistungspunkt cards, savings accounts, and store credit cards. For example, 56% of those questioned by YouGov did not own credit cards, and 54% did not participate in a savings account.For 18%, there is a great deal of anxiety and worry towards their financial state. A full 80% worry theyll never be able to save for a rainy day, and 72% say they worry a lot in general. Nearly 71% of the respondents say they dont take care of their health the way they should, and 68% say they experience anxiety a bout their life.These numbers are reminiscent by research in the Chicago Booth Review that argues that poverty itself reduces cognitive capacity. The researchers argue that worries and tasks related to money take up all the poor persons time, effort, and mental space, leaving little room for anything else.

How to React to Weird Interview Questions from Companies Like Apple and Tesla

How to React to Weird Interview Questions from Companies Like Apple and TeslaHow to React to Weird Interview Questions from Companies Like Apple and TeslaThere is a growing trend among the employers, to ask really weird questions on interviews. So whats the purpose of these weird questions? Is it making the recruiters happy?The answer is maybe. But there is a deeper reason behind questions such as If you were a vegetable, what vegetable would you be?Thanks to these questions, they can see how the potential new employee can react to something they didnt expect. It shows if interviewees can think outside the box. Some of the questions are specially designed to detect thejob seekers analytical thinking.So how do you react if you get this kind of question on an important job interview? Dont worry. Some of the genius answers we all saw on the internet are just made up stories. Your answer doesnt have to be especially brilliant, but it should be somehow creative.Have no idea how to dress f or a Job Interview? Try thissimple guide andimpress your future employerTake your time to think about it, but dont end up staring at the wall for a few minutes. Try to highlight your strengths in your answer. Think of something that wouldnt be a standard answer to the question. Make yourself easy to remember If you cant think of anything interesting, just say an honest answer. It is always better than saying nothing.Do you wanna know what weird questions you might expect from some of the largest companies in the world?Well, here you go.Do you need a Perfect resume?Check out ourUltimate Guide to a Killer ResumeShare Your Feedback or Ideas in the Comments

Gender Studies

Gender StudiesGender StudiesThoughts and notes from Ladders editor-in-chief on why the glass ceiling is still firmly in place.Does the boys club still present barriers to women seeking $100K+ positions?After decades of legislation and corporate policy intended to level the playing field and let qualified women into senior positions, disparities remain - but experts tell Ladders that the real problem may lie in the sociology of networking tactics.Professional women looking for high-powered jobs have the career-development and job-search savvy they need. However, many of them still lag behind their male counterparts when it comes to working their networks, according to George Washington University sociologist Lisa Torres and others who study corporate hiring patterns.The Catch-22 Women and men tend statistically to network with members of their own sex - and because men have historically been in more influential positions, male networks are often more powerful.Women have tended to be better connected overall, but they and many of their female contacts tend to work in more female-dominated jobs, sociologist William Bielby, professor emeritierter hochschulprofessor at the University of Illinois at Chicago, told reporter Kevin Fogarty. So their networks may be wider, but dont reach to as high a level as men, who tend to be better connected, particularly in getting professional news, to more high-status people.Bottom line Women who understand these networking tangles can take better steps to address them, both by strengthening their personal pitches and extending their networks to span the gender gap.